Leveraging Business to Build a Better Bank

Ryan James, a luminary in the banking and fintech world, serves as the President and CEO of Surety Bank, renowned for its trailblazing approach in banking underserved industries. His leadership has seen the bank ascend to impressive heights, including a top 8 ranking among U.S. community banks in its asset class and the number one spot in Florida for ROAA and ROAE.

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Under his tenure, Surety Bank has not only dominated rankings but also innovated in sectors like cryptocurrency and cannabis, pushing the boundaries of traditional banking.

A prominent voice in the future of money, Ryan hosts The Paper Podcast, engaging with experts on Defi, FinTech, and more. Additionally, his insights have been featured in The Wall Street Journal, American Banker, and more, making him a sought-after figure in the financial world.

Ryan's influence extends beyond day-to-day banking. This includes being listed in the Florida 500, a testament to his stature as one of the state's most influential leaders. He holds a board seat with the Florida Banker's Association and is a founding member of the Cryptocurrency Compliance Cooperative, testifying to his foresight in the rapidly evolving financial landscape.

Ryan's eclectic interests, from fitness to gardening, mirror his multifaceted approach to banking - always growing, always thriving. He resides in DeLand, Florida, with his family, where he balances his dynamic career with a fulfilling personal life.

"I've worked with Ryan for over a decade, and in that time, he's become more than just a banker—he's been a trusted advisor. His deep understanding of our business needs and his proactive approach have been instrumental in our growth. I can't imagine navigating the financial landscape without his guidance."

— John Hamlin.
CEO/Founder at Hamlin & Associates

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